Welcome from WOWza Realty 912-882-5194
Welcome to my Blog on all things Real Estate and community for Kingsland, St. Marys and Kings Bay Ga.
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40th Annual Independance Day Celebration!
Posted on June 18th, 2008 No commentsExciting news I found on the St. Marys Kiwanis web site!
As we have the opportunity to reflect on the 232 years of our Country’s Independence,we have a lot to be thankful for! Our families and friends have given so much for the cause of Freedom and Liberty for all of us.
The Kiwanis Club of St. Marys has spent the last 40 years celebrating with our community the 4th of July Festival. With the incredible support of the City of St. Marys, we have partnered together to give everyone a festival to be proud of.
This year’s festival will have our traditional 5 K and 10 K Runs for youth and adults as well as adding a 1.5 K Fun Run for elementary age kids starting at 7 am. We will have our 4th of July Parade starting at 10:00 am. During the Festival we will have over 100 vendors participating as well as incredible musical entertainment which includes a Watermelon Seed Spitting Contest and a Watermelon Eating Contest for all ages on the Main Stage.
There will be our traditional Classic Car Show, children rides and activities throughout the festival. The Main Event for the evening will be our 4th of July Fireworks Display on the St. Marys River that will be our biggest ever.
See you at the 4th of July,
If you would like to take a look at the Georgia MLS you can look at my website, www.CallCamdenHome.com. Find a home and live where the fun is!
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3rd in the series of Buyer’s Representation
Posted on June 13th, 2008 No commentsASSESS YOUR CREDIT AND FINANCES
Determine Your Credit Status. Because any lender you apply to for a mortgage will verify your credit history. It’s wise to check you won credit rating in the beginning of your home search, even if you’re sure you have an excellent credit record. There may be blemishes in your credit history that you don’t know about. Identifying and resolving any credit problems to improve your insurers. Acquiring a copy of your credit report is simple.
The Fair Credit Reporting Act allows consumers to obtain one free credit report from each of the three major reporting bureaus every 12 months. To obtain a report visit: www.annualcreditreport.com –the only authorized source for consumers to access their annual credit report online for free. Or call 877-322-8228.
The three major credit bureaus are:
Equifax
Information Service Center
P.O. Box 740241
Atlanta, Ga 30374-0241
800-685-1111
Experian
(formerly TWR)
National Consumer
Assistance Center
P.O. Box 949
Allen, TX 75013-0949
888-EXPERIAN
(888-397-3742)
Trans Union
Corporation
www.transunion.com
Customer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
800-888-4213
I hope you find this information useful and invite you to leave me your thoughts and suggestions. Don’t forget to check out my web site as well at www.CallCamdenHome.com for a wealth of information at your fingertips.
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The 2nd in the Buyer’s Representation Series
Posted on June 2nd, 2008 No commentsBuyer’s Representative Service Checklist
Your buyer’s representative can help you….1. Identify your needs.
2. Suggest sources of financing and other service professionals, such as inspectors and exterminators.
3. Provide sources of accurate information on neighborhoods, schools and communities.
4. Select and arrange property showings.
5. Evaluate particular properties.
6. Explain forms and agreements.
7. Suggest contract contingencies to protect you, rather than the seller.
8. Assist in the negotiations for a favorable price and terms.
9. Keep all information confidential that could weaken your bargaining position.
10. Monitor the entire purchase process, assisting with issues that arise through closing.
How is my buyer’s representative compensated?
Many buyers wonder, “Do I pay my buyer’s representative?” Your buyer’s representative should discuss compensation in your initial meeting, because there are a number of ways your buyer’s representative can be paid. Typically, however, buyer’s representatives are compensated from the commission sellers’ pay their listing agents, usually based on the selling price of the property. Some buyer’s representatives use different systems, often based on a negotiated fee for services rendered. In most cases, prior to viewing any properties, you and your buyer’s representative should sign a written buyer representation agreement that includes terms of compensation.What’s Next?
Once you’ve chosen your buyer’s representative, you can chart your game plan, and the rest of the steps in the Toolkit will help you lay it out. Maybe you have thought about things like your motivation for buying a home, how long you plan to live there, and your timeline for buying; share this information with your buyer’s representative. The more information you supply, the better your buyer’s representative will be able to serve you. Thousands of homes are bought and sold every day. Is the process complicated and a bit overwhelming? If can seem so. But is it manageable? Absolutely! And preparation is the name of the game.
Call me for your FREE Toolkit or go to my website, www.CallCamdenHome.com, and e-mail me from there. I would love to be your Buyer’s Representative!
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Personal property tax for Camden County
Posted on November 27th, 2006 No commentsI have recieved a number of emails concerning taxes for our area lately so I thought it would make a good topic. When you first move here it will cost you $38.00 to register your car, motorhome etc. After that you pay annually on your birthday. The amount is 40% of the assessed value. This number is based on what the folks at Camden County Tax office put in the computer. If its a 1998 Cutlass Supreme in bad shape, it will be assessed the same as a 1998 Cutlass Supreme in wonderful shape. The number to the tax office for Camden County Georgia is 912-576-3419. For more information visit my website at www.callcamdenhome.com at check out the Client Care page.
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Camden County Georgia quick facts
Posted on July 19th, 2006 No commentsCounty formed Febuary 1777
County Seat Woodbine
Population 46,177
Homeownership rate 63.3 %
Avg temp in January 69 degrees
July 81.8 degrees (Wouldn’t believe that today)
Avg annual rainfall is 51.1 inches
For more information on Camden County go to www.callcamdenhome.com